This is the third post in a series to help us regain control of our money and get that money working for us so hopefully someday we won’t have to work it anymore. If you missed the first two installments, click here for part 1, and click here for part 2, to bring yourself up […]
The Nasty “B” Word Read More »
Yesterday I talked a bit about harnessing and taking control of the money you earn or have. Today I want to take it a step further and explain how money works. You’ve no doubt heard the saying, “a penny saved is a penny earned.” Ol Ben had it right but, being a tax guy, I’d
How Money Works, or How $100 = $143 Read More »
We always seem to be focused on the ‘big things’ like a new house, a new car, a big raise or promotion. It’s natural and it’s good to have these goals. The problem is that we somethings focus so much on the big prize that we forget that it’s the little things that, when added together and stacked one upon the other, that bring us to our goals
It’s The Little Things That Add Up Read More »
Here is an article from David Brown, a mortgage planner, advisor, and broker at Residential Mortgage here in Solvang. He always gives me the straight scoop and gets things done where others can’t. It’s very informative and definitely worth the read. Feel free to pass it along to family, friends, and colleagues. Enjoy, Bob Mortgage
Time To Review Your Mortgage? Read More »
What Is a Professional Fiduciary and How to Know If You Need One by Sara A. Henry, Attorney at Law www.VintageLawyer.com You are preparing estate planning documents (a Trust, Will and Health Care Documents) and your lawyer asks you who you want to name to the crucial positions of Executor, Guardian, Conservator and/or Trustee. Your
Do You Need a Professional Fiduciary or Living Trust? Read More »
Here Are Some Things You Can Do To Save Taxes in 2011 By Robert W. Craig, E.A. Tel: (805) 264-3305 This is a longer than usual post but if you find just one strategy that can save you some tax dollars, the read will be worth your while, so please take the time and go
2011 Year-End Tax Strategies Read More »
There is a single mental move you can make which, in a millisecond, will solve enormous problems for you. It has the potential to improve almost any personal or business situation you will ever encounter…and it could literally propel you down the path to incredible success. We have a name for this magic mental activity…it
by Bob Craig The word ‘mindset’ has been kicked around a lot lately, so much so that I think we get kind of confused on what its role in our success actually is. Our current mindset is the accumulated result of our past to present thoughts, feelings, emotions, actions and habits. It’s the fruit of everything we’ve thought,
What Is A Success Mindset? Read More »
Mortgage Loan Alert: If you are considering purchasing a home, here is some news you need to know. If you know someone who is thinking of purchasing, please forward this to them as well. Banks are continuing to tighten up on their mortgage lending standards. On June 1st, Fannie Mae put the Loan Quality Initiative
New Mortgage Rules Read More »
If you may be planning to convert some or all of your IRA’s to a Roth this year, you must choose the same tax treatment for all of your conversions. An individual converting this year (2010) can elect to to defer the tax and report half the income on your 2011 tax return, and the
ROTH Conversion Strategy Read More »